Archive for April, 2008
Avoiding Scams During a Recession
Losing your job during a recession can be a scary thing—especially when your checking account has emptied out or gone into overdraft. Criminals also use situations like an economic recession to intensify their scam efforts against you who might be without a job. Here are some things to look out for and avoid scams during [...]
ContinuedIn Sight and In Mind to Keep Your Job in a Recession
In the midst of a recession when many are losing their jobs due to layoffs, one of your most important priorities should be to do whatever it takes to keep your present job. And one of the best actions you can take is keeping in the sight and mind of your bosses by bringing something [...]
ContinuedHow Creditors Evaluate Your Credit Report
Your credit report basically contains a detailed record of your credit activity, and your transactions with your creditors; but if you think that that’s the end of it, you probably don’t realize that even the seemingly harmless details can imply to your creditors that you are a credit risk. Whether the suspicion is with [...]
ContinuedDealing With Mistakes On Your Credit Report
If your name is actually John Doe, then you may have problems with a lot of things; phonebook listing entries, not to mention that a few people won’t take you very seriously once you provide such a name in your credit application. If you’re a John Smith, there is a chance that another, unrelated [...]
ContinuedCredit Reports: How They Evolved, And What’s In Your Records
It may be of interest to you to know that the credit reporting system you are now familiar with started from humble beginnings. Early in the 19th century (when light-speed processing was obviously still unavailable) the method for keeping tabs on credit was very primitive, but nevertheless efficient for the small-scale purpose. Whenever people buy [...]
ContinuedKnow About Your Rights Concerning Credit Reports
Since your credit report is basically a fact sheet of your financial credibility, you should be able to enjoy certain rights concerning the disclosure of its contents. Well, do you? Yes, and unfortunately, no. Although some interested entities still need your authorization in order to view its contents (and the report comes [...]
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